Last updated: June 22, 2023
Personal Information Collected
Intrepid monitors user traffic patterns throughout this website, including the user’s domain name, browser type, date and time of access, and pages viewed. This information is collected to measure the number of visitors to Intrepid’s website and determine which areas users find useful based on the traffic. Intrepid uses this information to enhance visitor experience and improve future content based on the interests of visitors.
A user may be asked to provide personal information to receive a response from Intrepid. The personal information requested includes the user’s name, email address, telephone number, and any other information that the user chooses to provide. The collection of information will be transparent to the user. Intrepid will ask for information, and the user will have the opportunity to decide whether to provide it. If the requested information is not provided, Intrepid may be unable to respond.
Use of Personal Information
Personal information collected is used to conduct and improve business operations, such as communication with customers and business planning; providing broker or borrower services; providing information or services requested; communicating with users about products, services, and events relating to Intrepid; improving Intrepid’s products, services, and website; verifying user identity; responding to legitimate legal requests from law enforcement or other government regulators; investigating suspected or actual illegal activity; supporting the sale or transfer of all or a portion of Intrepid’s business or assets (including through bankruptcy); and/or conducting investigations to ensure compliance with legal obligations.
Except where used in support of a contract with a user or to fulfill a legal obligation, Intrepid’s use of users’ personal information will be for legitimate business interests as set forth above.
Use of Personal Information to Contact Users
Intrepid does not use the personal information collected on this website to contact users except in response to direct inquiries or if a user registers for communications.
Sharing Information with Third Parties Intrepid may share users’ personal information with Intrepid’s subsidiaries, affiliated companies, and assignees. When Intrepid transfers personal information to subsidiaries, affiliated companies, or assignees, it will do so consistent with applicable law.
In addition, Intrepid may provide access to or share personal information on an as-needed basis with third parties, such as trusted service providers, consultants, and contractors who are granted access to Intrepid facilities or systems, and with government agencies and others as required by law. Intrepid may share user information with third-party servicers to perform services on Intrepid’s behalf. In those cases, Intrepid will share the information with service providers for the purposes outlined above. Intrepid’s service providers are contractually restricted from using or disclosing the information they receive from Intrepid, except when necessary to perform services on Intrepid’s behalf or to comply with legal requirements, including but not limited to complying with tax and regulatory obligations and responding to a court proceeding or legitimate legal requests from law enforcement or other government regulators, investigating suspected or actual illegal activity, preventing physical harm or financial loss, or supporting the sale or transfer of all or a portion of Intrepid’s business or assets (including through bankruptcy).
The Company is not responsible for the content of the Service’s users. You expressly understand and agree that you are solely responsible for the Content and for all activity that occurs under your account, whether done by you or any third person using your account.
Retention of Personal Information
Intrepid and its assignees will retain personal information as long as needed to comply with contractual and legal obligations. If the personal information is not subject to contractual or legal obligations, Intrepid will retain the data for as long as required to achieve the original purpose for which it was collected.
Cookies and Tracking Technology
This website may also use web beacons. A web beacon is a pixel on a website that can be used to track whether a user has visited specific websites and then deliver targeted advertising. Web beacons are used in combination with cookies, which means that if a user turns off their browser’s cookies, the web beacons will not be able to track that user’s activity. The web beacon will still account for a website visit, but the user’s unique information will not be recorded.
Parents, Guardians, and Children
This website is intended for users who are at least 18 years of age. Intrepid does not knowingly solicit information from or market products or services to children. If you do not meet the age requirements set out above, please do not enter your personal information on this website.
California Consumer Privacy Act: Except for individuals who interact with Intrepid as employees and contractors, individuals whose information Intrepid has because of their relationship with employees and contractors (such as family members receiving health benefits or emergency contacts), job applicants, and individuals whose information Intrepid has because of their relationship with job applicants (e.g., references), and individuals whose information Intrepid has as a result of a business-to-business interaction or relationship, California residents have the right to:
- Request details about the personal information that Intrepid has collected about them, including the categories of information, the purpose for which Intrepid uses it, with whom Intrepid shares it, and specific information about what personal information Intrepid has about the California resident specifically.
- Request that the California resident’s data be deleted.
- Direct a company not to sell the California resident’s data, but since Intrepid does not sell personal information, this does not apply.
If you are a California resident not covered by the exclusions mentioned above and you would like to exercise your rights, you should contact Intrepid by calling 317.207.2235 or by emailing Intrepid at email@example.com. Please provide your name, a way for Intrepid to contact you (such as an email address or telephone number), information about the nature of your relationship with Intrepid (e.g., you are a visitor to Intrepid’s website), and details about the action that you would like Intrepid to take. Based on your request, Intrepid will investigate to determine if Intrepid has any of your personal information. If Intrepid does have any of your personal information (other than the information provided in your request), Intrepid will seek to verify your identity based on the personal information that Intrepid already has. Intrepid will also provide you information about whether there is any reason Intrepid cannot comply with your request.
Intrepid is in the business of arranging commercial capital or credit for all types of businesses. Intrepid may use third parties to arrange for the request of the Application as authorized by the Client by signing/accepting above. The Client shall hold Intrepid and its assignees harmless from any claims, suits, complaints arising out of the process of arranging said financing or any other claims against Intrepid at any point now or in the future. An approval from Intrepid or any of its assignees does not constitute a firm offer of credit and may be subject to certain terms or stipulations required to obtain or arrange financing, and Intrepid and its assignees shall be held harmless for the Client’s ability or unwillingness to provide these stipulations or if the offer is rescinded or otherwise canceled or declined by Intrepid or its assignees.
As Intrepid expands and improves this website, Intrepid may need to update this Policy. This Policy may be modified from time to time without prior notice. Intrepid encourages you to review this Policy on a regular basis for any changes. The date of the latest version will be identified at the bottom of the Policy.
Intrepid is committed to protecting the security of your personal information. We implement a range of appropriate technical and organizational measures to safeguard your data against unauthorized access, loss, or alteration. These measures include, but are not limited to, encryption, firewalls, secure socket layer (SSL) technology, access controls, and regular security assessments.
However, it’s important to note that no method of data transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security. Any transmission of personal information is at your own risk, and you should take precautions to secure your own information.
This website may contain links to third-party websites or services for your convenience and reference. Please be aware that Intrepid has no control over the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies and terms of service of those websites before providing any personal information. Intrepid disclaims any responsibility or liability for the privacy practices, policies, or actions of these third-party websites.
We will ensure that any international transfers of personal information comply with applicable data protection laws and take appropriate safeguards to protect the privacy and security of your information.
Data Subject Rights
You may have certain rights regarding the personal information we hold about you. These rights may include the right to access, correct, update, delete, or restrict the processing of your personal information. You may also have the right to object to the processing of your personal information or to receive a copy of your personal information in a structured, commonly used, and machine-readable format.
By providing your contact information, you consent to receive marketing communications from Intrepid, including but not limited to newsletters, promotional emails, and updates about our products and services. You can opt-out of receiving these communications at any time by following the unsubscribe instructions provided in the email or contacting us directly. Even if you opt out of receiving marketing communications, we may still send you non-promotional messages related to your ongoing business relationship with Intrepid.