Intrepid Finance & Venture Co. LLC (“Intrepid Finance” or “Intrepid”) respects the privacy of its website users. This Privacy Policy (the “Policy”) applies to visitors of Intrepid’s website. The Policy explains how Intrepid collects, uses, discloses and safeguards your information when you visit intrepidfinance.io.

Personal Information Collected.

Intrepid monitors user traffic patterns throughout this website including the user’s domain name, browser type, date and time of access, and pages viewed. This information is collected in order to measure the number of visitors to Intrepid’s website and to determine which areas users find useful based upon the traffic. Intrepid uses this information to enhance visitor experience and to improve future content based on the interests of visitors.

A user may be asked to provide personal information to receive a response from Intrepid. The personal information requested includes the user’s name, email address, telephone number and any other information that the user chooses to provide. The collection of information will be transparent to the user. Intrepid will ask for information and the user will have the opportunity to decide whether to provide it. If the information requested is not provided, then Intrepid may be unable to respond.

Mobile phone providers may capture personal information when a user visits Intrepid’s website on their mobile phone. Intrepid is not responsible for and cannot control how other parties collect user information when a user accesses Intrepid’s website. Links to third-party websites are also not covered by this Policy. Intrepid does not have control over third-party websites accessed through this website. To learn what information is collected by third-party websites, users should read the third-party website’s privacy policy. Intrepid is not responsible for any data collected or any other actions of third-party websites linked on this website.

Use of Personal Information.

Personal information collected is used to conduct and improve business operations, such as communication with customers and business planning; providing broker or borrower  services; providing information or services requested; communicating with users about products, services and events relating to Intrepid; improving Intrepid’s products, services and website;verifying user identity; responding to legitimate legal requests from law enforcement or other government regulators; investigating suspected or actual illegal activity; supporting the sale or transfer of all or a portion of Intrepid’s business or assets (including through bankruptcy); and/or conducting investigations to ensure compliance with legal obligations.

Except where used in support of a contract with a user or to fulfill a legal obligation, Intrepid’s use of users’ personal information will be for legitimate business interests as set forth above.

Use of Personal Information to Contact Users.

Intrepid does not use the personal information collected on this website to contact users except in response to direct inquiries or if a user registers for communications.

Sharing Information with Third Parties.

Intrepid may share users’ personal information with Intrepid’s subsidiaries and affiliated companies. When Intrepid transfers personal information to subsidiaries or affiliated companies, it will do so consistent with applicable law.

In addition, Intrepid may provide access to or share personal information on an as-needed basis with third parties, such as trusted service providers, consultants and contractors who are granted access to Intrepid facilities or systems, and with government agencies and others as required by law. Intrepid may share user information with third-party servicers to perform

services on Intrepid’s behalf. In those cases, Intrepid will share the information with service providers for the purposes outlined above. Intrepid’s service providers are contractually restricted from using or disclosing the information they receive from Intrepid, except when it is necessary to perform services on Intrepid’s behalf, or to comply with legal requirements, including but not limited, to complying with tax and regulatory obligations, and responding to a court proceeding or legitimate legal requests from law enforcement or other government regulators; investigate suspected or actual illegal activity; prevent physical harm or financial loss; or support the sale or transfer of all or a portion of Intrepid’s business or assets (including through bankruptcy).

Retention of Personal Information.

Intrepid will retain personal information as long as needed to comply with its contractual and legal obligations. If the personal information is not subject to contractual or legal obligations, Intrepid will retain the data for as long as required to achieve the original purpose for which it was collected.

Cookies and Tracking Technology.

Intrepid uses cookies on this website. Cookies are small text files sent to and stored on users’ computers that allow websites to recognize repeat users, facilitate users’ access to websites and allow websites to compile aggregate data that helps improve content. Cookies do not damage users’ computers or files. If a user does not want cookies to be accessible by this or any other website, the user should adjust the settings on the user’s internet browser to deny or disable the use of cookies. The cookies that Intrepid uses on this site do not identify the user. The cookies simply provide Intrepid with aggregate, anonymous analytics about the number of people visiting pages on this website.

This website may also use web beacons. A web beacon is a pixel on a website that can be used

to track whether a user has visited specific websites, and then deliver targeted advertising. Web beacons are used in combination with cookies, which means that if a user turns off their browser’s cookies the web beacons will not be able to track that user’s activity. The web beacon will still account for a website visit, but the user’s unique information will not be recorded.

Intrepid may also use cookies and similar technology placed by one of Intrepid’s business partners to enable Intrepid to learn which advertisements bring users to Intrepid’s website.

This website also uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics uses Cookies and other tracking technologies to help Intrepid analyze how users interact with this website and Intrepid’s services, compile reports on user activity, and provide other services related to user activity and usage. The technologies used by Google may collect information such as a user’s IP address, time of visit, whether a visitor is a returning visitor, and any referring website. The technologies used by Google Analytics do not gather information that personally identifies users. The information generated by Google Analytics will be transmitted to and stored by Google and will be subject to Google’s privacy policies.  To learn more about Google’s partner services and to learn how to opt-out of tracking of analytics by Google, click here.

Parents, Guardians and Children.

This website is intended for users who are at least 18 years of age. Intrepid does not knowingly solicit information from or market products or services to children. If you do not meet the age requirements set out above, please do not enter your personal information on this website.

Residents of California.

California Consumer Privacy Act: Except for individuals who interact with Intrepid as employees and contractors, individuals whose information Intrepid has because of their relationship with employees and contractors (such as family members receiving health benefits or emergency contacts), job applicants, and individuals whose information Intrepid has because of their relationship with job applicants (e.g. references), and individuals whose information Intrepid has as a result of a business-to-business interaction or relationship, California residents have the right to:

  • request details about the personal information that Intrepid has collected about them, including the categories of information, the purpose for which Intrepid uses it, with whom Intrepid shares it, and specific information about what personal information Intrepid has about the California resident specifically;
  • request that the California resident’s data be deleted; and
  • direct a company not to sell the California resident’s data, but, since Intrepid does not sell personal information, this does not apply.

If you are a California resident not covered by the exclusions mentioned above and you would like to exercise your rights, you should contact Intrepid by calling 317.207.2235 or by emailing Intrepid at getcapital@intrepidfinance.io. Please provide your name, a way for Intrepid to contact you (such as an email address or telephone number), information about the nature of your relationship with Intrepid (e.g. you are a visitor to Intrepid’s website), and details about the action that you would like Intrepid to take. Based on your request, Intrepid will investigate to determine if Intrepid has any of your personal information. If Intrepid does have any of your personal information (other than the information provided in your request), Intrepid will seek to verify your identity based on the personal information that Intrepid already has. Intrepid will also provide you information about whether there is any reason Intrepid cannot comply with your request.

Policy Updates.

As Intrepid expands and improves this website, Intrepid may need to update this Policy. This Policy may be modified from time to time without prior notice. Intrepid encourages you to review this Policy on a regular basis for any changes. The date of the latest version will be identified at the bottom of the Policy.

Effective: October 1, 2020