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PRIVACY POLICY

Last updated: June 22, 2023

Intrepid Finance, LLC (“Intrepid Finance” or “Intrepid”) respects the privacy of its website users. This Privacy Policy (the “Policy”) applies to visitors of Intrepid’s website and explains how Intrepid collects, uses, discloses, and safeguards your information when you visit Intrepidfinance.io

Personal Information Collected

Intrepid monitors user traffic patterns throughout this website, including the user’s domain name, browser type, date and time of access, and pages viewed. This information is collected to measure the number of visitors to Intrepid’s website and determine which areas users find useful based on the traffic. Intrepid uses this information to enhance visitor experience and improve future content based on the interests of visitors.

A user may be asked to provide personal information to receive a response from Intrepid. The personal information requested includes the user’s name, email address, telephone number, and any other information that the user chooses to provide. The collection of information will be transparent to the user. Intrepid will ask for information, and the user will have the opportunity to decide whether to provide it. If the requested information is not provided, Intrepid may be unable to respond.

Mobile phone providers may capture personal information when a user visits Intrepid’s website on their mobile phone. Intrepid is not responsible for and cannot control how other parties collect user information when a user accesses Intrepid’s website. Links to third-party websites are also not covered by this Policy. Intrepid does not have control over third-party websites accessed through this website. To learn what information is collected by third-party websites, users should read the third-party website’s privacy policy. Intrepid is not responsible for any data collected or any other actions of third-party websites linked on this website.

Use of Personal Information

Personal information collected is used to conduct and improve business operations, such as communication with customers and business planning; providing broker or borrower services; providing information or services requested; communicating with users about products, services, and events relating to Intrepid; improving Intrepid’s products, services, and website; verifying user identity; responding to legitimate legal requests from law enforcement or other government regulators; investigating suspected or actual illegal activity; supporting the sale or transfer of all or a portion of Intrepid’s business or assets (including through bankruptcy); and/or conducting investigations to ensure compliance with legal obligations.

Except where used in support of a contract with a user or to fulfill a legal obligation, Intrepid’s use of users’ personal information will be for legitimate business interests as set forth above.

Use of Personal Information to Contact Users

Intrepid does not use the personal information collected on this website to contact users except in response to direct inquiries or if a user registers for communications.

Sharing Information with Third Parties Intrepid may share users’ personal information with Intrepid’s subsidiaries, affiliated companies, and assignees. When Intrepid transfers personal information to subsidiaries, affiliated companies, or assignees, it will do so consistent with applicable law.

In addition, Intrepid may provide access to or share personal information on an as-needed basis with third parties, such as trusted service providers, consultants, and contractors who are granted access to Intrepid facilities or systems, and with government agencies and others as required by law. Intrepid may share user information with third-party servicers to perform services on Intrepid’s behalf. In those cases, Intrepid will share the information with service providers for the purposes outlined above. Intrepid’s service providers are contractually restricted from using or disclosing the information they receive from Intrepid, except when necessary to perform services on Intrepid’s behalf or to comply with legal requirements, including but not limited to complying with tax and regulatory obligations and responding to a court proceeding or legitimate legal requests from law enforcement or other government regulators, investigating suspected or actual illegal activity, preventing physical harm or financial loss, or supporting the sale or transfer of all or a portion of Intrepid’s business or assets (including through bankruptcy).

The Company is not responsible for the content of the Service’s users. You expressly understand and agree that you are solely responsible for the Content and for all activity that occurs under your account, whether done by you or any third person using your account.

Retention of Personal Information

Intrepid and its assignees will retain personal information as long as needed to comply with contractual and legal obligations. If the personal information is not subject to contractual or legal obligations, Intrepid will retain the data for as long as required to achieve the original purpose for which it was collected.

Cookies and Tracking Technology

Intrepid uses cookies on this website. Cookies are small text files sent to and stored on users’ computers that allow websites to recognize repeat users, facilitate users’ access to websites, and compile aggregate data that helps improve content. Cookies do not damage users’ computers or files. If a user does not want cookies to be accessible by this or any other website, the user should adjust the settings on the user’s internet browser to deny or disable the use of cookies. The cookies that Intrepid uses on this site do not identify the user. The cookies simply provide Intrepid with aggregate, anonymous analytics about the number of people visiting pages on this website.

This website may also use web beacons. A web beacon is a pixel on a website that can be used to track whether a user has visited specific websites and then deliver targeted advertising. Web beacons are used in combination with cookies, which means that if a user turns off their browser’s cookies, the web beacons will not be able to track that user’s activity. The web beacon will still account for a website visit, but the user’s unique information will not be recorded.

Intrepid may also use cookies and similar technology placed by one of Intrepid’s business partners to enable Intrepid to learn which advertisements bring users to Intrepid’s website.

This website also uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics uses cookies and other tracking technologies to help Intrepid analyze how users interact with this website and Intrepid’s services, compile reports on user activity, and provide other services related to user activity and usage. The technologies used by Google may collect information such as a user’s IP address, time of visit, whether a visitor is a returning visitor, and any referring website. The technologies used by Google Analytics do not gather information that personally identifies users. The information generated by Google Analytics will be transmitted to and stored by Google and will be subject to Google’s privacy policies. To learn more about Google’s partner services and to learn how to opt-out of tracking of analytics by Google, 

Parents, Guardians, and Children

This website is intended for users who are at least 18 years of age. Intrepid does not knowingly solicit information from or market products or services to children. If you do not meet the age requirements set out above, please do not enter your personal information on this website.

California Consumer Privacy Act: Except for individuals who interact with Intrepid as employees and contractors, individuals whose information Intrepid has because of their relationship with employees and contractors (such as family members receiving health benefits or emergency contacts), job applicants, and individuals whose information Intrepid has because of their relationship with job applicants (e.g., references), and individuals whose information Intrepid has as a result of a business-to-business interaction or relationship, California residents have the right to:

  • Request details about the personal information that Intrepid has collected about them, including the categories of information, the purpose for which Intrepid uses it, with whom Intrepid shares it, and specific information about what personal information Intrepid has about the California resident specifically.
  • Request that the California resident’s data be deleted.
  • Direct a company not to sell the California resident’s data, but since Intrepid does not sell personal information, this does not apply.

If you are a California resident not covered by the exclusions mentioned above and you would like to exercise your rights, you should contact Intrepid by calling 317.207.2235 or by emailing Intrepid at getcapital@intrepidfinance.io. Please provide your name, a way for Intrepid to contact you (such as an email address or telephone number), information about the nature of your relationship with Intrepid (e.g., you are a visitor to Intrepid’s website), and details about the action that you would like Intrepid to take. Based on your request, Intrepid will investigate to determine if Intrepid has any of your personal information. If Intrepid does have any of your personal information (other than the information provided in your request), Intrepid will seek to verify your identity based on the personal information that Intrepid already has. Intrepid will also provide you information about whether there is any reason Intrepid cannot comply with your request.

Hold Harmless

Intrepid is in the business of arranging commercial capital or credit for all types of businesses. Intrepid may use third parties to arrange for the request of the Application as authorized by the Client by signing/accepting above. The Client shall hold Intrepid and its assignees harmless from any claims, suits, complaints arising out of the process of arranging said financing or any other claims against Intrepid at any point now or in the future. An approval from Intrepid or any of its assignees does not constitute a firm offer of credit and may be subject to certain terms or stipulations required to obtain or arrange financing, and Intrepid and its assignees shall be held harmless for the Client’s ability or unwillingness to provide these stipulations or if the offer is rescinded or otherwise canceled or declined by Intrepid or its assignees.

Policy Updates

As Intrepid expands and improves this website, Intrepid may need to update this Policy. This Policy may be modified from time to time without prior notice. Intrepid encourages you to review this Policy on a regular basis for any changes. The date of the latest version will be identified at the bottom of the Policy.

Data Security

Intrepid is committed to protecting the security of your personal information. We implement a range of appropriate technical and organizational measures to safeguard your data against unauthorized access, loss, or alteration. These measures include, but are not limited to, encryption, firewalls, secure socket layer (SSL) technology, access controls, and regular security assessments.

However, it’s important to note that no method of data transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security. Any transmission of personal information is at your own risk, and you should take precautions to secure your own information.

Third-Party Links:

This website may contain links to third-party websites or services for your convenience and reference. Please be aware that Intrepid has no control over the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies and terms of service of those websites before providing any personal information. Intrepid disclaims any responsibility or liability for the privacy practices, policies, or actions of these third-party websites.

International Transfers:

Your personal information may be transferred to, stored, and processed in countries other than your own. These countries may have data protection laws that are different from those in your country of residence. By using this website and providing your personal information, you consent to the transfer of your data to these countries for processing, storage, and use in accordance with this Privacy Policy.

We will ensure that any international transfers of personal information comply with applicable data protection laws and take appropriate safeguards to protect the privacy and security of your information.

Data Retention

Intrepid will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We will securely dispose of or anonymize your personal information once it is no longer needed for the purposes stated in this Policy or required by applicable laws.

Data Subject Rights

You may have certain rights regarding the personal information we hold about you. These rights may include the right to access, correct, update, delete, or restrict the processing of your personal information. You may also have the right to object to the processing of your personal information or to receive a copy of your personal information in a structured, commonly used, and machine-readable format.

To exercise your rights or inquire about the personal information we hold about you, please contact us using the contact information provided in this Privacy Policy. We will respond to your requests in accordance with applicable data protection laws.

Marketing Communications

By providing your contact information, you consent to receive marketing communications from Intrepid, including but not limited to newsletters, promotional emails, and updates about our products and services. You can opt-out of receiving these communications at any time by following the unsubscribe instructions provided in the email or contacting us directly. Even if you opt out of receiving marketing communications, we may still send you non-promotional messages related to your ongoing business relationship with Intrepid.

Changes to the Privacy Policy

Intrepid reserves the right to modify or update this Privacy Policy at any time without prior notice. Any changes will be effective immediately upon posting the updated Privacy Policy on this website. We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information.

If we make material changes to this Privacy Policy, we may notify you either through a prominent notice on our website or by sending a direct notification to you. Your continued use of this website after the posting of any revised Privacy Policy constitutes your acceptance of the changes.

Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at [insert contact email or mailing address]. We will make reasonable efforts to address and resolve your inquiries or complaints in a timely manner.

Consent to Privacy Policy

By using this website and providing your personal information, you signify your explicit consent to the collection, use, and disclosure of your information as described in this Privacy Policy. If you do not agree with any provision of this Privacy Policy, please refrain from using this website or providing your personal information.